Credit Repair and Financial Service Consultant

Elevate Your Financial Future!

Rosetta Laticia doesn't just promise results – we deliver them. With our proven strategies and tailored solutions, we're committed to helping you achieve the credit score you deserve. We're not just another credit repair agency; we're your partner on this transformative journey.

The Financial Trade Commission Says: About 20% Of US Adults,Or 1 In 5 Americans, Have At Least One Credit Report Error,  and  National Association of Insurance Commissioners have 33% NO Life Insurance to cover their life while allowing their family to maintain their current lifestyle but intend to purchase.

About Us

Rosetta Laticia, with over 20+ years of experience in Financial Service Industry can assist you in devising a Financial Plan of Coaching improving credit profiles by challenging questionable, inaccurate, outdated, misleading, and unverifiable data on consumer credit reports and setting up a retirement portfolio to leave an inheritance for your Children and your Childrens Children. 

We believe in second chances and helping our clients attain the best credit possible by working with them, credit bureaus, and creditors along with educating them on the IMPORTANCE OF INSURANCE and a solid financial portfolio.

We pride ourselves in EDUCATION 1st and once your life is on track your wisdom will keep you there.

How We Help You

We Repair Your Past

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score. We will ensure your credit history is up-to-date, accurate, and reflects you honestly.

We Monitor Your Present

24/7 monitoring system that allows you to monitor your progress throughout the whole process. Our staff is here to provide professional guidance, assistance through the process and will answer any questions you have.

We Build Your Future

Along with our professional staff, we have a pipeline of professionals that can assist you when your credit is restored.  With our in-house Mortgage Loan Brokers, Real Estate Agents, and Car Dealerships, we can direct you to the right professionals.

You Control Your Future

Our clients have seen major improvements with their credit reports in as little as 30-45 days (about 1 and a half months).  Take control of your credit and your financial future by building your portfolio through diversified investments. 

Here’s what we can help with:

  • Identity Theft & Fraud
  • Inaccurate Personal Information
  • Unauthorized Access
  • Medical Collections
  • Child Support
  • Issues With Late Payments
  • Repossessions & Foreclosures
  • Tax Liens & Bankruptcies
  • Collection Accounts
  • Time-Consuming Charge Offs
  • Complex Judgements
  • And More...
  • What You Can Expect

    We challenge those errors along with any other inaccurate, incomplete, outdated, and unverifiable information saving you time money and frustration.

    • Credit Building Tools
    • Tips and Recommendations
    • Typically see Results in 30-90 days
    • No Hidden Fees
    • Unlimited Disputes

    Our Pricing Suites

    Standard

    $189 audit/enrollment fee


    $99/mo


    Services Include

    • 3 Bureau Credit Monitoring
    • A.I Credit Boost
    • Rental Reporting (Coming Soon)
    • Identity Lock & Monitoring
    • Integrated Budgeting
    • Debt Management
    • Financial Planning
    • Local Savings
    • Travel Booking & Savings

    and click on membership

    Business Credit 

    (Monthly)

    $589 audit/enrollment fee


    $199/mo

    for 24 Months


    All consumer products (+): 

    • 3 Bureau Credit Monitoring
    • A.I Credit Boost
    • Credit Builder Loan
    • Identity Lock & Monitoring
    • Integrated Budgeting
    • Debt Management
    • Financial Planning
    • Local Savings
    • Travel Booking & Savings
    • Business Credit Builder
    • Business Funding

    and click on membership

    100% Satisfaction-Guarantee.

    At our credit repair agency, we are committed to providing our clients with the highest level of service. We guarantee that if you follow all of our instructions don’t see any results or movement in your credit at all within 90 days of establishing your account with our services, we will work with you until your expectations are met. Your satisfaction is our top priority. 

    We pride ourselves in EDUCATION 1st that once your life is on track your wisdom will keep you there.

    Why Choose Us?

    Our number one priority for our customers is to help them get back to their financial life. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, dealing with debt collectors, and building a strong diversified portfolio. We believe that education is the key to restoring your credit.   


    When it comes to dealing with creditors, collectors, and credit bureaus, you need experience in this area to get the best results. We have the expertise that you need to deal with any situation presented by the creditors, collectors, and credit bureaus. 


    Frequently Asked Questions (FAQs)

    How does it work?

    The 1st thing you will do is pay your Initial Investment Fee and pay for your credit monitoring . After payment has been received and you provide us with your login credentials, we will set up your account, perform a credit appraisal, send out the 1st round of dispute letters on your behalf within 7 days. It may take anywhere from 30-45 for you to receive a response from the credit bureaus or collection agencies. Their response will be by postal mail, often in plain envelopes. When you receive these responses, please email them to. After this, you will receive a response from us on what the next steps will be.

    Why are we so different?

    Our number one priority to our customers is to help them get back their financial life. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the key to restoring your credit.


    How can I improve my credit score?

    Pay all your bills on time.  Never utilize more than 10% of your available balance on your credit cards.  If you're going to be late on a payment call and make arrangements.


    How soon will I see results?

    This is something that varies. Some clients may see results in 90 or less, some clients may be in the Credit Restoration Program for 12 months or more. There is no specified time frame to achieve results and there are many factors that can affect this. Your credit did not become poor overnight. More than likely, it took a long time for it to become that way. It is the same thing with credit restoration. It will not be restored overnight. You must have a lot of patience and trust the process. It will be worth it in the end.

    Why we are here?

    We are here to assist you with getting the things you want in life. Navigating the credit repair maze can be very challenging if you are not aware of all the laws that regulate collectors, creditors, and credit bureaus. Our job is to take that heavy burden off your shoulders and do all the work for you so you can get approved again.

    Where can I find my credit report?

    You can order your scores and view your reports from www.annualcreditreports.com

    We know that enjoying the finest things in life is important to you and your family.

    As a result of this, we will utilize our expertise to help you restore, rebuild and raise your credit score, so that one day you will become creditworthy again.

    Recommended Resources

    Self Credit Builder

    A Self Credit Builder Account can get you access to the Self Visa Credit card in as little as 3 months* with no hard pull on your credit.

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    Sable card is a premium Mastercard with a credit line based on a security Deposit rather than on a credit score.

    Credit For Rent

    Build credit with your rent payments

    Report your rent payments for $2.00 per month. Boom reports to Experian, Equifax and TransUnion.